There are many ways to save money in California, but there is only one way to save money on your car insurance. CarInsurance.com offers an online insurance marketplace where you can compare great rates and get the most affordable insurance available in California. By comparing rates from multiple companies, you not only get the lowest rates, you also get a policy that fit your needs. We offer a convenient way to purchase your car insurance, saving you time and money.
Offering auto insurance for California residents in these cities and all of California... Get a free quote for your city.
Quotes available in all of California, including:
Los Angeles
San Diego
San Jose
San Francisco
Long Beach
Fresno
Sacramento
Oakland
Santa Ana
Anaheim
Californians on average paid about $950 in insurance premiums in 2003, compared to the national average of about $914. Most people believe all these rates are fixed by insurance companies and state regulatory agencies, but in reality discounted and competitive rates are available in California, and CarInsurance.com is the best place to find them.
2007 is expected to have the first decrease in rates since 1999. Expect a .5% to 1% decrease in car insurance rates, from 2006! Sites like CarInsurance.com have facilitated the change by bringing competition directly to the consumer and by lower your costs through technology!
Even within the state of California, rates have changed over the past few years. Comparing the current rate to the numbers from a few years back, the average auto insurance premium in 1999 was about $771, that's an increase of about 23.22% in 4 years! Don't waste your money paying high insurance premiums, start saving now by requesting an online quote from CarInsurance.com now.
Minimum State Insurance Requirements
The state of California follows a Tort system meaning someone must be found to be at fault for causing the accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state and it is best to check with your state insurance regulator. Visit our State Insurance Regulators page for a list of links to all the state insurance regulators websites.
California state law requires minimum Bodily Injury Liability coverage of $15,000 per injured person up to a total of $30,000 per accident, and Property Damage Liability coverage with a minimum limit of $5,000. This basic coverage is often referred to as 15/30/5 coverage.
Personal Injury Protection (PIP) in your coverage helps pay for "reasonable and necessary" medical expenses for you and your passengers. While California state law does not require a minimum Personal Injury Protection, some insurers offer this as an optional coverage.
Additionally, you can get Uninsured/Underinsured Motorist coverage for any bodily injury caused by an uninsured driver. While California state law does not require this coverage, you can purchase this as an optional coverage for added protection.
It doesn't matter if you have a perfect driving record or if you are a high-risk driver, we work hard to find you the best rates available in California. With all the statistics on auto theft and car crashes, it is important to protect yourself and your property. We are constantly improving our site and services to make it the ideal place for all your auto insurance needs. In many states you have the ability to get a quote and even purchase a policy online, so get started by entering your zip code and find out how much you can save in the Golden State!
Looking for auto insurance for a different state? CarInsurance.com can give you quotes and rates for all the 50 States. To find low cost car insurance rates in your state, enter the zip code above. For information on a different state, click on the state’s link below and get the information you need.
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